🔒 Privacy Policy

🔒 Privacy Policy for CMS Schemes Punjab (cmschemespunjab.pk)

📅 Last Updated: 10/11/2025

Welcome to CMS Schemes Punjab (cmschemespunjab.pk) (“we,” “us,” or “our”). Your privacy matters to us! This policy explains how we collect, use, and protect your information when you visit our website. By using our site, you agree to these terms.

📌 1. What We Collect

🆔 Personal Information

  • Name

  • Email

  • Phone number

  • CNIC (for scheme applications)

  • Address (if required)

🌐 Non-Personal Data

  • Browser & device info

  • IP address

  • Cookies (see Section 4)

📌 2. How We Use Your Data

We use your info to:
✔ Provide Punjab government scheme details.
✔ Process online applications.
✔ Improve your experience (e.g., faster loading).
✔ Send updates (if you opt-in).
✔ Show relevant ads via Google AdSense 🎯.

📌 3. Data Sharing

We never sell your data! But we may share it with:

  • Government offices (for verification).

  • Trusted partners (e.g., hosting, analytics).

  • Google AdSense (for ads—see Section 5).

📌 4. Cookies & Tracking

We use cookies 🍪 to:

  • Remember your preferences.

  • Analyze traffic (Google Analytics).

  • Display ads (Google AdSense).

⚠️ You can disable cookies in browser settings, but some features may break.

📌 5. Google AdSense & Ads

  • We use Google AdSense to show ads.

  • Google’s cookies track visits to personalize ads.

  • Opt out? Visit Google’s Ad Settings.

📌 6. Security

We use SSL encryption 🔒, but no system is 100% secure.

📌 7. Third-Party Links

We link to govt. portals—review their privacy policies separately.

📌 8. Children’s Privacy

🚸 Under 13? We don’t collect your data knowingly.

📌 9. Policy Updates

We may update this policy. Check back for changes!

📌 10. Contact Us

Got questions? Want to delete your data? Reach out!

✅ Why This Works?

  • AdSense-compliant (cookies, ads disclosed).

  • User-friendly with emojis & clear sections.

  • Full contact details for transparency.

Need GDPR/EU clauses? Let me know!