📜 Terms & Conditions for CMS Schemes Punjab (cmschemespunjab.pk)

Last Updated: 10/11/2025
Office Address: Model Town, Lahore, Pakistan
Contact: 📧 mujahidnadeemdb@gmail.com | 📞 +201334312

1️⃣ Acceptance of Terms

By accessing cmschemespunjab.pk, you agree to these legally binding terms. If you disagree, please exit immediately.

2️⃣ Website Purpose

✔ Provides information about Punjab government schemes
✔ Offers eligibility checking services
✔ Facilitates online applications (where available)

3️⃣ User Responsibilities

You agree NOT to:

Submit false information
Use automated scraping tools
Spread malware or spam
Violate any laws

4️⃣ Intellectual Property

All content (text, logos, graphics) is either:

Owned by us
Used with government permission
Properly attributed

⚠️ Unauthorized use may lead to legal action.

5️⃣ Privacy Practices

Your data is handled per our Privacy Policy (linked in footer).

6️⃣ Third-Party Links

We link to:

Official government portals
Relevant service providers
We’re not responsible for their content.

7️⃣ Disclaimer of Warranties

While we strive for accuracy:
❗ Information may change without notice
❗ We don’t guarantee 100% scheme approval
❗ Use at your own risk

8️⃣ Limitation of Liability

We’re not liable for:

Application rejections
Technical errors
Indirect damages
Third-party actions

9️⃣ Google AdSense

By using our site, you consent to:

Cookies for ad personalization
Data collection by Google
(Opt-out available via Google Ads Settings)

🔟 Modification of Terms

We may update these terms. Continued use = acceptance.

⚖️ Governing Law

These terms are governed by Pakistani law. Any disputes will be resolved in Lahore courts.

📬 Contact Us

For questions:
📧 Email: mujahidnadeemdb@gmail.com
📞 Phone: +201334312
🏢 Address: Model Town, Lahore, Pakistan

Key Protections Included:

✅ Legal safeguards for your website
✅ Clear user guidelines
✅ AdSense compliance
✅ Disclaimers for government scheme info
✅ Jurisdiction specification